It is vital to understand the level of flood risk on a property as this affects the cost of buildings insurance. The Homecheck Professional Flood Report includes flood risk analysis, a statement regarding insurability and critical guidance for property owners and buyers. It comes with clear recommendations on how flood risk can be mitigated and steps that can be taken to protect the property.Order Now
The Landmark Homecheck Professional Flood Report contains information to enable a comprehensive assessment of flood risk to be made.
The information includes:
Why is this important?
|Clear, upfront guidance.||The report includes clear upfront guidance, enabling a homebuyer to quickly and easily assess whether or not flood risk is likely to be a issue for the property.|
|Includes an insurance statement.||This makes it clear for a potential purchaser whether or not they are likely to get a standard home insurance policy for a property.|
|Expert Risk Assessment.||The report is backed by the assurance of an independent risk assessment from experienced consultants at Argyll Environmental, providing homebuyers with peace of mind.|
|Flood data from JBA Risk Management, the largest specialist flood consultancy in the UK and the leading supplier of flood information to the insurance industry and property market.||JBA’s data covers risk from river, coastal and surface water flooding. This gives potential homebuyers a clear and complete picture of the flood risk to a property before their purchase is completed.|
|Official Environment Agency (EA) Data.||The River & Coastal Risk and Flood Defences dataset looks at whether the property is in or within 250m of an area affected by flooding, and whether there are flood defences within that area.|
|EA Historical Flood Events.||It is useful for potential homebuyers to understand past flooding events to enable an assesment to be made of the likely risk. For example, if some of those floods were on similar properties to the one in question, investigations could be carried out into the impact the floods had and the extent to which the community was prepared and able to respond to them.|
|The Environment Agency's National Flood Risk Assessment (NaFRA) data.||This provides homebuyers with a broad assessment of the likelihood of flooding at a national scale.|
|British Geographic Survey (BGS) Groundwater.||Homeowners don’t need to be near a river or the sea to be flooded. This data identifies where groundwater flooding could potentially occur based on the underlying geological conditions.|
|Next Steps / Recommendations.||As well as indicating the level of flood risk, Homecheck provides you with positive options to help mitigate and manage flood risk on a particular property. Property level protection measures, such as door guards and air-brick covers, benefit properties in locations of lower population density where flood defences may not be cost-effective.|