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Groundsure Flood Search

Recent extreme weather events have demonstrated that flooding isn’t just restricted to those properties that are close to a river or the sea. A flood report is essential before deciding to go-ahead with a property purchase. The Groundsure Flood report offers a residential property-specific screening assessment of different types of flood risk. It includes an overview and guidance from flood risk experts with comments on the likely availability of insurance.

Product Details

The GroundSure Flood Report homes in precisely on any given location, for a dedicated assessment rather than a broad-area assessment. It uses a detailed water and drainage risk model devised by industry experts, and offers access to flood-risk consultants for further advice and support. 

The information in the report includes:

Key features

Why is this important?

An overview of risk and detailed guidance provided by flood risk experts. It is essential to know the likely risk of flooding to a property prior to purchasing it. It is not just the cost to be considered but the potential disruption that is caused to a homeowner and their family, along with the damage to irreplaceable items.
Areas benefiting from flood defences.  It is essential to know if flood defences are present within 250m of the property as these areas would flood without the defence present. 
Proposed flood defences.  The search will present any proposed flood defence schemes within 250m of the property. It will not affect the RoFRas ratings until the defence has been constructed. 
Surface water (pluvial) flood-risk data from JBA Consulting. It is estimated that around 5.2 million properties are at risk from flooding (EA, 2009), 2.8 million of which are at risk from surface water flooding alone. It is important for any potential property owner to understand the risk they are taking on when purchasing a property.
Surface water and tidal flood-risk data from the Environment Agency (EA). The EA (2009) also state that 1.4 million properties are at risk of flooding from rivers or the sea alone, and 1 million are at risk from both surface water and tidal flooding.
An insurability verdict using the latest Environment Agency National Flood Risk Assessment data. It is important for a potential purchaser to understand their likelihood of being able to get a standard home insurance policy for the property.
A groundwater flooding assessment with a confidence rating from the British Geological Survey, highlighting areas with problems. Understanding the geological issues in the area helps to understand the overall risk of flooding to a property. For example, the permeability of the soil conditions will impact how susceptible it is to flooding.
Direct access to speak to flood consultants. If there are any queries about the contents of the report or the risks identified, potential purchasers can speak directly to a flood consultant for their expert advice. 
  • Environment Agency flood data
  • British Geological Survey data
  • Surface water flooding
  • Groundwater flooding
  • An insurability verdict
  • Flood consultant support